Calculators

Pension Tax Relief Calculators 2026/27

Free UK pension tax relief calculators for higher-rate taxpayers, relief at source, salary sacrifice and annual allowance checking.

Pension Tax Relief Calculator

Calculate your pension tax relief, net cost and total benefit for 2026/27.

Higher Rate Pension Relief Calculator

Estimate the extra relief available to higher and additional rate taxpayers.

Relief at Source Calculator

See exactly what your pension provider tops up and what you claim via Self Assessment.

Salary Sacrifice Pension Calculator

Estimate tax and NI savings from a salary sacrifice pension arrangement.

Annual Allowance Checker

Check whether your total pension input exceeds the £60,000 annual allowance.

Self-Employed Pension Relief Calculator

Calculate SIPP relief for sole traders and freelancers — relief at source and Self Assessment.

Workplace Pension Tax Relief Calculator

Compare net pay arrangement, salary sacrifice and relief at source side by side.

Pension Carry Forward Calculator

Find how much unused annual allowance you can carry forward from the previous three years.

Net Pay Arrangement Calculator

See how net pay arrangement delivers relief automatically and compare to relief at source.

Personal Allowance Restoration Calculator

Calculate how much pension to contribute to restore the personal allowance at £100k+.

Contribution to Reduce Tax Calculator

How much to contribute to hit key ANI thresholds: £100k, £80k or £60k.

Pension relief by salary

£30,000 salary £35,000 salary £40,000 salary £45,000 salary £50,000 salary £55,000 salary £60,000 salary £70,000 salary £80,000 salary £100,000 salary

All calculators cover the 2026/27 tax year · Estimates only — not financial or tax advice · GOV.UK pension tax relief